Comments on: India microfinance http://www.defeatpoverty.com/2007/10/india-microfinance.html A conversation on global economic issues, ideas & data to help us all become better contributors to defeating the scourge of extreme global poverty Thu, 02 Feb 2012 03:26:56 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: swapnil http://www.defeatpoverty.com/2007/10/india-microfinance.html/comment-page-1#comment-305 swapnil Thu, 22 Oct 2009 05:47:47 +0000 http://www.defeatpoverty.com/2007/10/india-microfinance.html#comment-305 Hi really great observation of microfinance in india..in india with the help of microfinance people make their life much better and also make women empowered. women are big client of microfinance. could u tell me in which area of india you have visited?? because possibility of micro finance in different area of india is totally different. Hi
really great observation of microfinance in india..in india with the help of microfinance people make their life much better and also make women empowered. women are big client of microfinance. could u tell me in which area of india you have visited??
because possibility of micro finance in different area of india is totally different.

]]> By: Raji http://www.defeatpoverty.com/2007/10/india-microfinance.html/comment-page-1#comment-136 Raji Fri, 18 Jan 2008 11:28:00 +0000 http://www.defeatpoverty.com/2007/10/india-microfinance.html#comment-136 Hello,<br/><br/>Our client Moksha Yug Access operates in the microfinance sector and would<br/>like to be listed on your website. We would appreciate if you could list<br/>the following site. It will be Helpfull for your Site Exposure.<br/><br/>Title: Moksha-Yug Access - rural infrastructure and services company<br/>focusing on Microfinance<br/><br/>website url: www.moksha-yug.in<br/><br/>Description: MOKSHA-YUG ACCESS (MYA) is a rural infrastructure and<br/>services company with a primary focus on microfinance. It launched<br/>operations on 12th April 2006 in Bagalkot taluk of Bagalkot District and<br/>has 75 employees working towards creating wealth for the rural poor.<br/><br/><br/>Thanking you,<br/>HTMT Interactive Hello,

Our client Moksha Yug Access operates in the microfinance sector and would
like to be listed on your website. We would appreciate if you could list
the following site. It will be Helpfull for your Site Exposure.

Title: Moksha-Yug Access – rural infrastructure and services company
focusing on Microfinance

website url: http://www.moksha-yug.in

Description: MOKSHA-YUG ACCESS (MYA) is a rural infrastructure and
services company with a primary focus on microfinance. It launched
operations on 12th April 2006 in Bagalkot taluk of Bagalkot District and
has 75 employees working towards creating wealth for the rural poor.

Thanking you,
HTMT Interactive

]]> By: Dave Richards http://www.defeatpoverty.com/2007/10/india-microfinance.html/comment-page-1#comment-105 Dave Richards Fri, 05 Oct 2007 12:55:00 +0000 http://www.defeatpoverty.com/2007/10/india-microfinance.html#comment-105 There are multiple incentives for the MFI:<br/>* They get to offer their clients a new business opportunity which has lower risk (as much has been already thought through and pre-arranged) and higher profit margin than most of their other alternatives. This is a differentiation (value-add) for MFI as it seeks to attract and retain clients.<br/><br/>* Lower risk and higher margins means that the borrower is much more capable and therefore likely to repay their loan<br/><br/>* In some cases, there is a revenue share (or marketing commission) component for the MFI. Since the middlemen are being eliminated, there is considerablely more margin, so some of that can be shared with the MFI.<br/><br/>Do you have other thoughts on possible incentives? There are multiple incentives for the MFI:
* They get to offer their clients a new business opportunity which has lower risk (as much has been already thought through and pre-arranged) and higher profit margin than most of their other alternatives. This is a differentiation (value-add) for MFI as it seeks to attract and retain clients.

* Lower risk and higher margins means that the borrower is much more capable and therefore likely to repay their loan

* In some cases, there is a revenue share (or marketing commission) component for the MFI. Since the middlemen are being eliminated, there is considerablely more margin, so some of that can be shared with the MFI.

Do you have other thoughts on possible incentives?

]]> By: David Stoker http://www.defeatpoverty.com/2007/10/india-microfinance.html/comment-page-1#comment-103 David Stoker Thu, 04 Oct 2007 23:07:00 +0000 http://www.defeatpoverty.com/2007/10/india-microfinance.html#comment-103 thanks for sharing your observations, it's always interesting to hear about the real-time happenings on the ground. I pulled the paragraph about businesses-in-a-box over to my readers, hope it translates into more people getting access to your thoughts.<br/><br/>Do you have any more details about the distribution system, what role does the MFI play, what's their incentive? thanks for sharing your observations, it’s always interesting to hear about the real-time happenings on the ground. I pulled the paragraph about businesses-in-a-box over to my readers, hope it translates into more people getting access to your thoughts.

Do you have any more details about the distribution system, what role does the MFI play, what’s their incentive?

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