Comments on: Personalizing Microfinance http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html A conversation on global economic issues, ideas & data to help us all become better contributors to defeating the scourge of extreme global poverty Thu, 02 Feb 2012 03:26:56 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: The Microfinance Revolution | DefeatPoverty.com http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html/comment-page-1#comment-229 The Microfinance Revolution | DefeatPoverty.com Thu, 13 Aug 2009 01:17:07 +0000 http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html#comment-229 [...] Kiva.org — Inside scoop on future directions for Kiva’s microfinance marketplace and my experience investing with Kiva [...] [...] Kiva.org — Inside scoop on future directions for Kiva’s microfinance marketplace and my experience investing with Kiva [...]

]]> By: Kiva — the microfinance marketplace | DefeatPoverty.com http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html/comment-page-1#comment-227 Kiva — the microfinance marketplace | DefeatPoverty.com Thu, 13 Aug 2009 01:14:35 +0000 http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html#comment-227 [...] Flannery at a presentation they were making to the staff at microfinance innovator, Unitus. I have blogged before about my positive experience in using the Kiva service. In a nutshell, Kiva is building a [...] [...] Flannery at a presentation they were making to the staff at microfinance innovator, Unitus. I have blogged before about my positive experience in using the Kiva service. In a nutshell, Kiva is building a [...]

]]> By: Eric Ames http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html/comment-page-1#comment-24 Eric Ames Fri, 03 Mar 2006 21:33:00 +0000 http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html#comment-24 I just went through Kiva's website, and I am very impressed. I've read about a few banks and such who offer micro-loans, but this organization allows for anyone to get involved. Micro-lending has already been proven to work, so I'm a strong supporter. Now I have way to actually contribute to it. I'm very excited about this company and what they do. I'm in agreement that they have some challenges to overcome, but I hope that they can do it. They have a great idea here, and I know that they have won me over at the very least. Reading those stories about how these loans have changed people’s lives so drastically, how can one not get excited? The best part is when they successfully they pay the money back, it then can be used to lift up someone else beginning a chain of hopeful successes. People who decide to donate are not providing hand outs, they are giving these people an opportunity to change their own lives. So when they do it I imagine it would have to give them a sense of accomplishment like none other. I just went through Kiva’s website, and I am very impressed. I’ve read about a few banks and such who offer micro-loans, but this organization allows for anyone to get involved. Micro-lending has already been proven to work, so I’m a strong supporter. Now I have way to actually contribute to it. I’m very excited about this company and what they do. I’m in agreement that they have some challenges to overcome, but I hope that they can do it. They have a great idea here, and I know that they have won me over at the very least. Reading those stories about how these loans have changed people’s lives so drastically, how can one not get excited? The best part is when they successfully they pay the money back, it then can be used to lift up someone else beginning a chain of hopeful successes. People who decide to donate are not providing hand outs, they are giving these people an opportunity to change their own lives. So when they do it I imagine it would have to give them a sense of accomplishment like none other.

]]> By: brett jordan http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html/comment-page-1#comment-23 brett jordan Thu, 23 Feb 2006 09:39:00 +0000 http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html#comment-23 thanks dave, put your article on my blog<br/><br/>http://x1brettstuff.blogspot.com/<br/><br/>brett thanks dave, put your article on my blog

http://x1brettstuff.blogspot.com/

brett

]]> By: Dave Richards http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html/comment-page-1#comment-22 Dave Richards Thu, 23 Feb 2006 02:44:00 +0000 http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html#comment-22 These are great questions. I don't have an "insider" knowledge of how this model is actually working. In particular, I have a significant question on whether this model is possible to be operationally self-sustaining. The work required by a loan officer to post all of this information online (and in English in countries without a lot of English speakers) is a lot of overhead.<br/><br/>Kiva has recently got a boost on the loan supply side based on an article in the Wall Street Journal. They will need an ongoing viral marketing approach to keep marketing costs down. These are great questions. I don’t have an “insider” knowledge of how this model is actually working. In particular, I have a significant question on whether this model is possible to be operationally self-sustaining. The work required by a loan officer to post all of this information online (and in English in countries without a lot of English speakers) is a lot of overhead.

Kiva has recently got a boost on the loan supply side based on an article in the Wall Street Journal. They will need an ongoing viral marketing approach to keep marketing costs down.

]]> By: nagesh http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html/comment-page-1#comment-20 nagesh Mon, 20 Feb 2006 13:01:00 +0000 http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html#comment-20 the biggest challenge is to make sure that there are good organizations that will screen people and applications to make sure that the loans are going to the right people and the recovery is high. <br/><br/>Have the banks signed up as demand-generators? <br/><br/>What are the pros-and-cons? the biggest challenge is to make sure that there are good organizations that will screen people and applications to make sure that the loans are going to the right people and the recovery is high.

Have the banks signed up as demand-generators?

What are the pros-and-cons?

]]> By: Rose http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html/comment-page-1#comment-19 Rose Sat, 18 Feb 2006 19:05:00 +0000 http://www.defeatpoverty.com/2006/02/personalizing-microfinance.html#comment-19 this is very exciting...a great way to mobilize in a very doable way! this is very exciting…a great way to mobilize in a very doable way!

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